Inside Unmanned Systems

DEC 2016-JAN 2017

Inside Unmanned Systems provides actionable business intelligence to decision-makers and influencers operating within the global UAS community. Features include analysis of key technologies, policy/regulatory developments and new product design.

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47 unmanned systems inside December 2016/January 2017 ENGINEERING. PRACTICE. POLICY. also has been covering beta testing, said Brad Meinhardt, Gallagher's managing director for insurance and risk management in North America. Transport Risk Insurance has policies cov- ering drones used in a variety of emergency response, law enforcement, homeland defense and security missions. It even has one for UAS being used for surveillance in correctional facilities. Transport Risk also offers specific coverage for unmanned aircraft being used to assess archaeological sites and do geological exploration. On the Horizon Miller's firm and others also have, or are work- ing on, usage-based policies that provide cov- erage on an as-needed basis instead of through an annual commitment. "We can do liability coverage a long-term basis, short-term basis," Meinhardt said. "For movie production companies we can write drones for one day, two days, three days—a week." Transport Risk even has been weighing telematics, which could eventually enable f light-by-f light coverage based, in part, on where the mission is taking place. "So for example," Miller said, "today a farm- er f lying a drone today in Kansas—over his fields, maybe 20 missions a year with very little third-party exposure—would be paying the same amount of premium as somebody f lying an industrial drone inspecting bridges in San Francisco, f lying over buildings people in cars—200 times a year versus 20 (times a year). So in that case the farmer in Kansas, in our example, should conceivably pay less pre- miums. He's f lying less with less exposure. The operator in San Francisco, f lying in a lot more dense environment from a third-party legal li- ability exposure standpoint, would pay more. In that case it helps an insurance company determine how much exposure they have and where it is." Those kind of innovations could help sustain growth as the industry races forward. All of those who talked to Inside Unmanned Systems mentioned the surge in the number of policies they were handling after the small UAS rules took affect. Miller, for example, said his firm is now insuring about 7,000 aircraft—a 40 percent jump over the 5,000 they were covering before the Part 107 rule took effect at the end of August. While some of those new policies may have come from companies that were, perhaps, initially operating in the shadows, those who spoke to Inside Unmanned pointed out they had been fielding waves of new inquiries well before the rule was in place. "I am telling you we are witnessing the in- dustry grow on a daily basis right now," Proud- love said before the Part 107 spurt. "It's pretty exciting." High Precision low cost MEMS All new 6 DoF IMUs D MU11 - Silicon Sensing Systems' precision MEMS IMU offering class-leading accuracy, in a small and affordable, yet powerful 6 DoF inertial OEM module. DMU30 - High-end MEMS IMU alternative to more costly FOG-grade IMUs for use in exacting motion sensing applications (ITAR - Free). "WE'RE COMFORTABLE with many makes and models of drones and are beginning to see a picture of the personality, of what the culture is, among operators of certain types. Some just have a much, much better loss ratio— that means they're more profi table." Terry Miller, owner and president, Transport Risk Insurance

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